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Deacons advises private and retail banks, credit card companies and finance companies on consumer credit transactions.

Another area that sets us apart from our competitors is our consumer finance practice.  We count amongst our clients private banks, credit card companies, large retail banks and registered money lenders.  We advise them on all aspects of consumer credit transactions ranging from regulatory matters such as obtaining money lenders licences, Money Lenders Ordinance questions and exemptions, compliance with the Personal Data (Privacy) Ordinance, anti-money laundering due diligence through preparation of standard form consumer banking customer facing documentation to advising on and drafting documents for innovative investment products such as equity and debt linked deposits.

Other interesting areas on which we have advised clients include crowd funding/peer to peer lending and setting up crowd funding platforms, multi-purpose stored value cards and investments in bitcoin.

Consumer Finance SERVICES